Are you looking for a Chime routing number to set up direct deposits or move some cash? You are in the right place. Chime’s not your usual bank—it’s a fintech partnering with Stride Bank and Bancorp to keep your money FDIC-insured. Your Chime bank routing number depends upon which bank you are partnered with. Let’s break down how to find the Chime routing number and what it is. It’s your ticket to seamless banking in 2025.
What Is a Chime Routing Number?
The Chime routing number is a nine-digit code that is used in Direct deposits or Bill payments that identify your bank transactions. It’s like your bank’s GPS. Chime uses two banking routing numbers based on its partner’s bank.
- The Bancorp Bank: 031101279
- Stride Bank, N.A.: 103100195
Your routing number is attached to the bank servicing your checking account, Not your savings or debit card. Reddit’s r/chimefinancial says, “Check the app—don’t guess the number!” you can nail this by not mixing up the chime bank routing number.
How to Find Chime Routing Number
Wondering how to find the chime routing number? It is easier than making a coffee. Follow the below steps.
- Open the Chime App: Log in with your phone’s fingerprint or password.
- Tap Move Money: Tap the “Move Money” section in the app.
- Select Direct Deposit: You’ll see your chime routing number, account number, and partner bank (Bancorp or Stride).
- Check Online: Visit chime.com, log in, go to Settings > Account Info, and find your chime bank routing number.
- Need a Form? In Move Money, tap Direct Deposit > Email me a pre-filled form to send to your employer.
Pro tip: Chime Doesn’t issue a checkbook, so the only option is to check the routing number in the app or website. X user’s vibe: “Chime’s app makes this stupid simple!” Want to level up your checking game? See our Chime Checking Account Guide.
How to Find Chime Routing and Account Number
Both are in the same spot:
App: Move Money > Direct Deposit shows your chime routing number and account number.
Website: Settings > Account Info has both.
Direct Deposit Form: Email or print it from Move Money for your payroll provider.
Your routing number for Chime points to Bank Corp or Stride, but your account number is unique. Want to have more info on overdraft perks? Check our Chime SpotMe Guide.
Does Chime Have a Routing Number?
Yes absolutely! Every chime checking has a routing number (031101279 or 103100195) based on your partner bank. It is not available on your debit card but can be found in your app or chime.com. The Chime routing number is used for direct deposits and ACH transfers only, not for wire transfers.
Why You Need Your Chime Routing Number
Your chime routing number is used for the following:
- Direct Deposits: Get paychecks or benefits up to two days early.
- Bill Payments: Set up auto payments for utilities or subscriptions.
- Tax Refunds: Speed up IRS refunds via direct deposit.
- Transfers: Move money from another bank to Chime (no wire transfers; use apps like PayPal).
Reddit warns: “Wrong chime bank routing number? Your deposit’s lost in limbo!” Always check thoroughly in the app. Want to build credit while banking? Explore our Chime Credit Builder Card Guide.
FAQs: Chime Routing Number Questions
What is Chime’s routing number?
It’s either 031101279 (Bancorp) or 103100195 (Stride), based on your account. Check Move Money > Direct Deposit.
Does every Chime account have the same routing number?
No! It depends on your partner bank (Bancorp or Stride).
How to find a chime routing number without a check?
Use the Chime app (Move Money > Direct Deposit) or chime.com Settings.
Can I use my chime routing number for wire transfers?
No, Chime doesn’t support wire transfers. Use it for direct deposits or ACH.
Get Your Chime Routing Number Now
Your chime routing number is your key to fast, fee-free banking—for early paychecks or tax refunds. Grab it in the Chime app or chime.com and keep your funds flowing. Got a banking tip? Drop it in the comments.! Check our Chime Bank Card Comparison for more vibes. Start banking smarter today!
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