Have you lost your wallet with a chime card or forgotten it in a coffee shop? A chime lost card moment can spark panic; hey, cool down- chime, got your bases covered! This fintech favourite can replace your card in a breeze. Chime is not your regular bank. It’s a fintech mobile-first platform with 22.3 million users and has a partnership with Bancorp or Stride Bank for FDIC-insured accounts. If you need to order a replacement card online, the fee they charge, and how to find out the last card number, this article will guide you. Let’s start the process of reclaiming your last card.
What to Do If You Lose Your Chime Card
A Chime lost card is not the end of your relationship with Chime; first, freeze your card to block its misuse by someone:
- Open the Chime app or hit chime.com.
- Go to Profile > Cards > Manage physical card.
- Toggle “Freeze” to disable transactions.
This process will block your card; X users say: “Froze my Chime lost card in seconds—lifesaver!” you can report it in the app or call 1-844-244-6363. You have to act quickly. Report within two days to limit fraud liability to $50. Are you ready to replace it? Keep reading.
How to Order a Replacement Chime Card Online
Lost your Card? Order a replacement chime card online in a few simple steps.
- In the Chime app, go to Profile > Cards > Manage physical card.
- Tap “Replace card” and select “Lost.”
- Verify your mailing address (update in Settings > Personal Information).
- Hit “Continue” to confirm.
Your card arrives in 7-10 Days from Salt Lake City in a green envelope. If it is a chime last card case, the old card is deactivated when you ask for a replacement. In teh case of damaged cards, the card is active till the new one arrives. Need a new card for a fresh account. After opening the checking account, your card will be mailed within one business day.
Is There a Chime Card Replacement Fee?
The chime card replacement fee is $0. Chime doesn’t charge for lost cards or replacement cards, Whether it is a credit builder card or debit card. Most other banks put a penalty fee of $5- $15, but Chime keeps it free as it aligns with their no-fee promise. Reddit’s r/chimefinancial estastic: “No Chime card replacement fee? That’s my kinda banking!”. Please write your address correctly for any delays. Want to have more free-fee hacks check our chime checking account guide.
How to Find Your Chime Lost Card Number
Are you not able to find your Chime lost card number? No card, no worry. Access it through
- Chime App: Go to Settings > Account Info > View cards. Tap “Show number” for your debit or Credit Builder card details (web:7).
- Virtual Card: After reporting a Chime lost card, Chime issues a temporary virtual card under Profile > Manage virtual card. Use its number for online purchases or mobile wallets like Apple Pay.
While you are waiting for the replacement, a virtual card is your lifesaver. To avoid payment hiccups update your card details to the merchants.
FAQs: Your Chime Lost Card Questions
How do I order a replacement Chime card online?
In the Chime app: Profile > Cards > Manage physical card > Replace card. Select “Lost” and confirm your address.
Is there a Chime card replacement fee?
Nil. It’s $0 for debit or Credit Builder cards.
How do I access my Chime lost card number?
Check Settings > Account Info > View cards, or use the virtual card in the app.
How long does it take to order a Chime card and get it?
New or replacement cards arrive in 7–10 business days.
Get Your Chime Card Back on Track
A Chime lost card is not a big headache; freeze it, replace it and activate it. Meanwhile use your virtual card to keep your fund flowing. Had any missed card adventure story? Drop it in the comment section. Check your SpotMe details for more ways to save.
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